Customer Risk Rating
Risk Profiles That Are Explainable by Design.
Build comprehensive risk profiles for individuals and entities with fully configurable risk category weighting. Achieve a risk-based approach that meets regulatory requirements and stands up to examiner scrutiny, with automated background research that reduces manual due diligence from hours to minutes.
Risk score management
Comprehensive Risk Profiles Built for Scrutiny
Skylight’s customer risk rating program combines configurable risk category weighting with historical transaction activity to accurately determine customer risk levels, in a way that’s transparent, explainable, and audit-ready.
- Reduces false positives in transactional monitoring by identifying behavior patterns and trends based on assigned risk scores
- Combines risk category weighting with historical transaction data for accurate risk determination
- Define assessment schedules to match your program: quarterly, semi-annually, annually, or custom intervals
Configuration
Configurable to Your Risk Framework
Adjust rule weights, define scoring categories, and tailor your risk management parameters to your organization’s unique business needs without IT involvement.
- Adjust rule weights to align customer risk management parameters to your business
- Access predefined categories based on industry standards: products, services, geographies, and customer types
- Configure risk score ranges for high, medium, and low risk groups by your organization’s tolerance level
Test adjustments
Reconfigure confidently with preview mode
Before deploying any risk weight adjustment, Preview Mode lets you review the impact across your entire customer base so there are no surprises when changes go live.
Preview Mode
Review the impact of configuration changes on your entire customer base prior to deployment. Adjust risk weight categories and leverage preview mode directly in the platform or as frequently as your business needs require, without risk to your live program.
Dashboards
Understand Your Risk Distribution at a Glance
Skylight’s customer risk management dashboards give compliance leaders clear visibility into how their customer base is distributed across risk levels and how that distribution is trending over time.
Risk level distribution
Understand how your customer base is distributed across high, medium, and low risk categories with real-time dashboard views.
Trend analysis
Analyze and compare risk level distributions over various time periods to monitor trends and adjust program strategies accordingly.
See customer risk rating in action
Book a demo and see how Skylight builds explainable, regulator-ready risk profiles across your customer base.