AML CFT Software
A real-time compliance platform for anti-money laundering and counter financing of terrorism.
Manage KYC, sanctions screening, transaction monitoring and case handling from one system, built on scalable cloud infrastructure and designed to keep pace with the speed of modern financial crime.
Why it matters
The threat environment is outpacing conventional tools
Tighter regulation, more sophisticated laundering schemes, and exploding data volumes are creating a compliance challenge that static rule-based systems were never designed to handle.
Regulations are tightening
Global and regional authorities are enforcing stricter AML and CFT rules with increased audits and penalties. Institutions that rely on outdated processes are finding themselves exposed to enforcement actions that are both costly and reputationally damaging.
Schemes are growing more complex
Fraud and laundering schemes are more sophisticated than ever. Conventional tools struggle to detect evolving risk behavior across multiple channels, leaving institutions blind to coordinated activity that only becomes visible when viewed as a whole.
Data volumes are exploding
Institutions need systems that can monitor millions of transactions and profile activities in real time. Manual review and batch-processing approaches introduce delays that financial criminals actively exploit, making speed of detection a compliance requirement, not just an operational preference.
How it works
One platform. Every stage of the compliance lifecycle.
From first customer contact through to regulatory filing, four integrated capabilities work together to keep your AML and CFT program running in real time.
AI-Enabled Detection
Our system uses machine learning and network analytics to identify unusual transaction patterns and relationships at scale. Rather than flagging isolated events, it surfaces the connections between them, giving investigators the full picture from the outset.
Comprehensive Screening
Verify customers against sanctions lists, PEP databases, and negative media during onboarding and ongoing reviews. One integrated screening pass covers your full exposure without the operational overhead of managing multiple vendor feeds side by side.
Real-Time Transaction Screening
Continuously assess payments, transfers and customer activity across all channels with risk scoring and automated alerts. Decisions happen at the speed of the transaction, not after the fact, so your team can act before funds move beyond reach.
Central Case Management
Investigators can manage alerts, escalate investigations, add notes, assign tasks, and generate SAR or CTR filings via a single dashboard. Every action is logged and timestamped, creating a complete audit trail without any additional administrative effort.
What sets us apart
Built to fit your environment, not the other way around
Skylight is designed around the reality that compliance programs are not interchangeable. Your risk appetite, regulatory exposure, and technology stack are specific to you, and your software should reflect that.
A platform that requires months of customization before it reflects your policies is a platform that leaves you exposed in the meantime. Skylight is configurable from day one, without writing a single line of code.
Seamless system integration
Standard APIs and connectors to core banking and payments infrastructure mean Skylight slots into your existing stack without a disruptive implementation. Go live faster and without compromising the systems your operations already depend on.
Highly customizable rules
Rules can be adjusted without coding to reflect evolving internal policies. Compliance and operations teams retain direct control over thresholds and logic, so your program adapts to new guidance or risk appetite shifts immediately, not after a development cycle.
Cloud-native and modular
An architecture that scales on demand and adapts to new risk environments. Add capabilities as your needs grow, handle volume spikes without performance degradation, and respond to new regulatory requirements without rebuilding from scratch.
Transparent models
Clear reasoning for risk scores and alerts ensures regulatory explainability at every stage. When an examiner asks why a customer was flagged or a transaction was escalated, your team has a complete, human-readable answer ready without having to reconstruct the logic.
Use cases
From first touch to final filing
Skylight covers every stage of the AML and CFT compliance lifecycle, from screening a new customer at onboarding to automating the regulatory reports your team needs to submit.
Onboarding monitoring
Check new clients against real-time sanctions lists and high-risk indicators the moment they apply. Risks identified at onboarding are far cheaper to manage than those discovered after a relationship is established and transactions have already flowed.
Ongoing transaction surveillance
Identify cross-account manipulation, layering, and structuring schemes as they develop. Patterns that span multiple accounts or time periods are surfaced as connected activity, not isolated anomalies that individually fall below alert thresholds.
Regulatory reporting automation
SAR and CTR generation and submission workflows are automated end to end. Pre-populated templates, built-in validation, and direct e-filing integration reduce the administrative burden on your compliance team while improving accuracy and submission speed.
Customer risk profiling
Risk profiles update automatically based on behavior shifts or new data signals, so your monitoring stays calibrated to current reality rather than a snapshot taken at onboarding. Customers who develop higher-risk patterns are escalated before they become a regulatory problem.
Get real-time protection against money laundering and terrorist financing
Schedule a demo, start a pilot, or speak with one of our compliance specialists about your specific environment and obligations.
