BSA AML Software
Powerful, real-time software to manage BSA and AML obligations.
From onboarding and transaction monitoring to case management and regulatory reporting, Skylight gives financial institutions everything they need to stay compliant, stay protected, and stay ahead of financial crime.
Why it matters
The compliance landscape is getting harder, not easier
Regulatory pressure is intensifying at the same time that transaction volumes, data complexity, and criminal sophistication are all rising. Manual tools and legacy systems were not built for this environment.
Regulatory demands are increasing
Financial institutions face tighter scrutiny, higher penalties, and more complex reporting requirements. BSA AML software is now essential for institutions seeking consistent performance under heightened regulatory expectations.
Data volumes are outpacing manual tools
Transaction volumes are growing fast and manual tools cannot keep pace with modern financial crime. The sheer volume of activity means that without automation, meaningful patterns are invisible until it is too late.
Criminal behavior evolves constantly
Effective AML needs to be proactive, not reactive. Criminal methods adapt to exploit gaps in static rule sets and siloed systems. Staying ahead requires models that learn continuously from new patterns of suspicious activity.
How it works
End-to-end coverage, from onboarding to reporting
Four integrated capabilities that work together across the full compliance lifecycle, from a customer’s first interaction to the filing of a regulatory report.
AI-Powered Detection
Advanced analytics and machine learning analyze behavioral patterns and detect suspicious activity across channels. Our models go beyond static rule sets to surface emerging threats that traditional systems routinely miss.
Integrated Screening
Sanctions, PEP, and adverse media screening is included across onboarding and lifecycle reviews. A single integrated check covers your full exposure without stitching together multiple point solutions or managing separate vendor feeds.
Real-Time Monitoring
Monitor ACH, wire, card, and payment activity as it happens, with risk scoring and automated alerts. BSA AML monitoring software plays a vital role in tracking anomalies at the speed of modern payments, not hours later.
Case Management
A centralized interface to review alerts, escalate investigations, and generate required reports like SARs or CTRs. Every action is logged, timestamped, and audit-ready, so your compliance team can move fast without losing traceability.
What sets us apart
Compliance infrastructure built for how institutions actually work
Skylight is designed to fit your environment, not the other way around. Flexible architecture, transparent models, and no-code configuration mean your team stays in control.
Our platform is built on the understanding that no two compliance programs are identical. Regulatory exposure, customer mix, and risk appetite all vary, and your software should reflect that, not force you into a generic configuration.
Fast, flexible integration
API-based connectivity and flexible deployment options mean you can connect Skylight to your existing core systems without a lengthy implementation project. We meet your stack where it is.
Customizable risk logic and rules
Highly configurable and dynamic rules logic lets you match your organization’s policies without writing code. Compliance and operations teams can adjust thresholds, build new rules, and test scenarios independently.
Cloud-native and modular
An architecture that scales with your growth and adapts to new threats and regulations. Add modules as your needs expand without rearchitecting your compliance stack or switching platforms.
Transparent and explainable models
Clear reasoning behind every alert or score. When a regulator asks why a customer was flagged, your team has a complete, human-readable explanation, not a black box output they cannot account for.
Use cases
Covering the full compliance lifecycle
From the moment a customer applies to open an account through to automated regulatory filing, Skylight handles every stage of your BSA and AML obligations.
Onboarding checks
Ensure new customers are not on watchlists or presenting fake documentation before they ever become active. Integrated sanctions and PEP screening at the point of application reduces downstream risk and regulatory exposure from day one.
Ongoing transaction surveillance
Continuous monitoring surfaces structuring, layering, and other typologies across accounts and customer relationships. Patterns that span time or multiple accounts are visible as a whole, not just as isolated transactions.
Automated regulatory reporting
Streamline regulatory e-filing submissions, including SAR and CTR submissions, with pre-populated templates and workflow automation. Reduce the manual effort involved in meeting reporting deadlines without increasing error risk.
Dynamic customer risk scoring
Risk scores that adapt to customer behavior over time, not just at onboarding. As activity patterns shift, scores update automatically, ensuring your highest-risk relationships always receive the appropriate level of scrutiny.
Get ahead of financial crime and stay compliant
Request a live demo, start a pilot program, or speak with a compliance solutions expert about your specific environment and obligations.
